Instead of earning 2% cash back for gas and dining, you’ll earn 5% cash back on bonus categories that change every three months, or quarterly (up to $1,500 spent per quarter, then 1%; activation required). Discover will periodically review your account and may offer a credit limit increase if you’ve been consistently paying on time. The cash back rewards are generous, especially for cards designed for people with little to no credit. The Discover it Student chrome card can be rewarding, especially for gas and restaurant purchases. We all know that kids and credit card can be a dangerous combination. The annual fee is $0. Access important notifications and letters online. Get the Discover it® Student Cash Back card today. But if you're studying overseas, it's not a great choice. With this card, you … Share. Discover it® “Student” Cards. Earn 5% cash back in rotating categories each quarter. The Discover it® Student Cash Back is a rare beast among student cards, offering generous cash-back rewards with an annual fee of $0. College students. Against everyone's recommendations, I applied for the Discover It Student Cash Back card. Discover it for Students is a student credit card that can help your child build the foundation for a good credit history. When it comes to establishing your credit history, earlier is definitely better. Discover it® Student Cash Back is, in many ways, a fine standalone cash back card. ” The 5% bonus categories are definitely popular types of purchases for college-aged cardholders. This is generally between 3 and 21 months for cards with such offers. Discover Student It Card: Pricing information including interest rates, rewards, benefits and fees was obtained on April 1, 2020 from published websites and is believed to be accurate, but not guaranteed. The largest difference between this card and the Discover it® Student Cash Back is in their rewards. $500 credit limit, but I'll take it. The card earns 5% cash back on up to $1,500 each quarter in rotating bonus categories you must activate, such as Amazon.com, grocery stores, restaurants, gas stations and when you pay using PayPal. Keep in … The Discover it® Student chrome is almost identical to the Student Cash Back card – except with fewer opportunities for cash back. For example, Journey Student Rewards from Capital One has a $300+ limit. You can view and manage your student loan(s) in just a few easy steps. College students looking to build credit, earn cash back, and pay no annual fee should consider the Discover It Student Cash Back. The Discover it Student Cash Back Card pays 5% cash back on up to $1,500 in purchases in special categories or at select retailers that change each calendar quarter. The Discover it Student chrome is an attractive rewards credit card for students. The Discover it® chrome, Discover it® Secured and Discover it® Student chrome cards offer 2% back at restaurants and at gas stations, subject to a … It doesn’t matter if your child is in high school or in college. Like the Discover it chrome, this card is perfect for gas stations and restaurants, with 2% back on those categories up to $1,000 a quarter (then 1%), then a cash back match at the end of your first year as a new cardholder. It earns up to 2% cash back and rewards can be redeemed at any time and for any amount. Student credit cards are a bit different than other first credit cards, because credit card issuers tend to give better offers to students than non-students in similar financial situations. Track the status of your loan anytime. And getting either of the two Discover it Student cards is an excellent way to start building your credit history. Some credit card companies also offer introductory APR periods. Among them are 24/7 account monitoring and SSN alerts. Remember, you must enroll in the category each quarter to get the … (Unlike with Discover's other student card, you don't have to "activate" your bonus rewards.) No credit history. I got a pre-approval, but got denied anyway... Backdoor reconsideration line was a success! See more of the best student credit cards. The Discover it Student Cash Back credit card offers a simple rewards structure. This card’s rewards are the same as Discover it Cash Back, but no credit history is required — 5% back on rotating categories (for up to $1,500 a quarter, then 1%) upon enrollment, then earn even more when Discover matches your cash back at the end of your first year. If so, you’re likely in the market for a credit card to help you pay for the important things — coffee runs, groceries, gas fill-ups, and more. The Discover it® Student chrome card gives you 2% back on the first $1,000 you spend at gas stations and restaurants each quarter with no other limitations. … The Discover it® Student Cash Back card is a well-rounded card that offers college students enrolled in a two- or four-year college the chance … In addition to the $20 statement credit for good grades, it matches your cash rewards at the end of the first year. The Discover It for Students Card also offers a 6-month 0% introductory APR on purchases for new cardholders. The Discover student card and Citibank student credit card fall in between these two, with variable APRs of 14.24–24.24% and 13.24–22.24% respectively. Discover student cards, like all Discover cards, also come with an array of security benefits. Articles on Discover it® Student Cash Back. With a good student card, you can start building credit in college — and, with responsible use, look forward to a seasoned credit profile by the time you graduate. Discover it Student chrome card includes one of the most valuable rewards programs for students. Discover Student It Card: Pricing information including interest rates, rewards, benefits and fees was obtained on April 1, 2020 from published websites and is believed to be accurate, but not guaranteed. The Discover student credit card limit is high compared to some cards from other issuers. My current card portfolio: American Express Cash Magnet - $15,000 CL. So when they call you make yourself available or tell them when you are available to speak (in case you are in a class/lab). Your primary responsibility as a parent is to determine first and foremost if your child is actually ready for a credit card. What are the best credit cards for a 700 credit score? Discover’s student credit cards are available to applicants at least 18 years or older, and building credit as a teen can be invaluable once it comes time to “enter the real world. The Discover it Student Cash Back is one of the best student credit cards on the market, thanks to its $0 annual fee, impressive cash back rewards rate, first-year cash back match and user-friendly terms. Discover recently cut a number of benefits from all of its cards, including the student cards. People also ask. Discover Student Card Review. Also, you get 2 percent back on restaurant and gas station purchases each quarter (up to $1,000 of purchases), and 1 percent back on general purchases. Manage your payments online. After applying for the Discover Student credit card through their site, representatives from the company will call you to verify your application. With the combined generous rewards program, intro APR on new purchases and no late fee on the first late payment, it's clear to see why this Discover student credit card is among the most popular offers for college students on the market today. 1 0. Discover it Chrome Student Card. This means you can carry a balance (on new purchases) - while still paying at least the minimum payment due - but not pay interest on it until the first six months go by. Overall, the Discover student card requirements aren’t too hard to satisfy. For example, one quarter you might get the bonus rate at Amazon, Target, and Walmart, the next quarter, at grocery stores, Walgreens, and CVS. For example, students can get an unsecured card with rewards, no annual fee, and low fees overall—such a product doesn’t really exist for non-students with no credit history. Discover it Student Cash Back is designed for students who are building credit. After that, the interest rate will be 12.99% - 21.99% Variable APR depending on your creditworthiness. Still planning for midterms or finals and hitting the books as a college student? During this period, you will not accrue any interest for whatever the specified time period is. Plus, Discover … I have 2 HPs that aren't even a month old yet, and Discover can be touchy about that. There’s also a “Freeze It” feature which allows cardholders to lock the account if the card is lost or stolen. Student credit cards fill this niche and make it easy for young adults to get their first credit card. Discover it® Student Cash Back is a card designed for young adults, but one that has had its training wheels removed. The Discover it Student Cash Back card offers no annual fee, a generous 5% cash back on rotating spending categories, and an exceptional match of … The card details on this page have not been reviewed or provided by the card issuer. The bottom line: Discover Bank, known primarily for its credit cards business, launched Discover Student Loans in 2007. INTRO OFFER: Unlimited Cashback Match – only from Discover. Between this card, you will not accrue any interest for whatever the specified time period is been paying... 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