Credit requirements, therefore, may be a bit on the lax side. That is a complete lie and scam! Get help staying on track with Auto Pay and account alerts. Access your account 24 hours a day, 7 days a week. GetHuman has been a forum for customers to share tips with each other since the early 2000s and continues to be a resources to over 50 million US customers per year, as well as consumers around the globe. Forgive me for asking this, but do you work for them? Don't understand the negativity. If I carried only one card it would be Merrick. Fraud coverage if your card is lost or stolen. Merrick Bank’s focus is consumers who have suboptimal or nonexistent credit. Do not use them. Set up recurring or one-time payments in the Cardholder Center. Merrick Bank : 1-888-267-7942 Milestone : 1-866-453-2636 Mid America Bank & Trust Company: 1-800-720-7178 Petal Card Inc. : 1-855-697-3825 Upgrade Card : 1-844-558-5687. Merrick Bank Credit Card reviews: Ruined my credit & closed my acct. I have a perfect payment history. You can pay your Merrick Bank bill in any of the following ways: Online Payment. If you are considering a credit card from Merrick Bank I might be able to change your mind Merrick Bank is nothing but a money racket unless you get a large amount of credit then you're going to stay in the negative every month because some kind of penalties and interest and late charges and the customer service is rude I have never had any other problems with my other two credit cards only the Merrick Bank. My score dropped by 110 points!!!! Do yourself a favor and choose a different card!! They monitor in increase credit regularly. Bank Contact Information – Full Listing. Why did you want to chat with Merrick Bank? Their women who I think are exstreetwalkers are quick to tell you a pack of lies if you let them.. they do not know adding and subtraction. Pissed Consumer © 2020 All LOL...So a credit union offered you a $15K limit and the first thing on your mind is to go for more from another bank? ... you can make payments online or through the Merrick Bank mobile app. If you're looking to apply, we recommend at least a 630 credit score. If you're not sure what your Credit Score is, apply for a report, here. Box 9201 Old Bethpage, NY 11804-9001“ Q. You can help. Review #1490535 is a subjective opinion of poster. WTF?? What about my credit score? I will watch my score the next 2 months. So I only use in emergencies. No one ever infirmed me of this, and my bank, Netspend did take the money out that... on top of merrick bank stealing from me i called them atleast a good 20 times about my problem and they was not concerned until i went to this site today then i got a call back that i have been waiting on for a month so that call was just to pretend to care but they are just about what they can get away with stealing unless you expose them i will not stop tomorrow every site i can think of to expose the fraud that is being committed give me mine or i will not stop and i do not want for someone to call to explain in a polite way that it is okay for them to steal from me. I was sent a pre-approve visa application by Merrick Bank. They have ripped ne off for 2 yeRs without lowering my bill. Please leave this field empty. I have had a card since I was 18 with Nationwide Merrick buys our cards per CS of Merrick the deal closed and we became there customer in October of 2018. And they do not have a scanning email system as an alternative. In April of 2019 I get a letter saying my account has been closed due to inactivity for more than a year. Attn: Lockbox Operations #660702. I was asked to send a copy of my DMV id, SS card and a utility bill to verify my address. When I questioned him why he needed my ssn too, he said he would not activate the card without it and got snippy and then. Stay away from them, if at all possible. Send me a newcard. We report your payment history to all three major credit-reporting agencies. If you have any questions, you may contact Merrick Bank Customer Service at 1-877-727-6885. Rights Reserved, You Are About to Contact PissedConsumer.com. Do you have something to say about Merrick Bank? Recently, Merrick bank took over those accounts. Please keep sharing what you know about contacting Merrick Bank with GetHuman and keep sharing with others so we can together make customer service less frustrating. The Merrick Bank Corporation - Credit card customer service The Merrick Bank Corporation - Changing my payment method from my debit visa to my credit card visa The Merrick Bank Corporation - … Review #1303731 is a subjective opinion of poster. I made a payment of $***. And we generally can provide talking points and tips to speed up the conversation and get a better result. I have not received my new credit card. Merrick Bank Secured Visa is a great secured credit card for rebuilding credit because the issuer reports to all three major credit card bureaus and provides automatic credit line reviews. I am speaking to an attorney about their actions against me. Sharing is what powers GetHuman's free customer service contact information and tools. You can call Merrick Bank at (888) 545-5777 toll free number, fill out a contact form on their website merrickbank.com, or write a letter to Merrick Bank Corporate Office, P.O. I was told they couldnt read the ID card, so I faxed it again. However, you can reach a customer … While Merrick Bank does not offer live chat, they do have a phone number. Just remember, try to only use less than 30% of your available credit, and if you can, try to pay balance in full, at the end of the month to avoid interest rates, and late payment fees; Good Luck on your road to credit repair, with Merrick Bank!! Enter your user name and password to log in to online banking. Complete lie. CATEGORIES. Review #1523489 is a subjective opinion of poster. TTY/TDD: 1-800-253-4563. Merrick decided to close my account, with no notice or reasons. You will need a PIN for your Merrick Bank credit card to make a cash advance through an ATM. Customer service. Please email me only, couldn't afford minutes for my phone this month . I had already supplied my name, credit card number, last 4 of my social, home phone, cell phone. Card issued by Merrick Bank, Member FDIC. Please help us build better tools and information for consumers like you by sharing! Make a Payment. Really! Login or enroll today. If you didn’t create a PIN when you applied for the card, you can request one by calling customer service at (800) 204-5936. This is … One has to accept a high rate of interest, & an annual fee, but both are reasonable compared with many other such offers. Merrick Bank boasts only one physical location in the country, its corporate headquarters in South Jordan, Utah. Thieves of the US. Thank You for Your Reply! Merrick Bank has done well by me so far! The company also offers personal loans and financing options for recreational vehicles (RVs), boats, watercraft, and horse trailers. Our service tracks the best deals from the various providers in your home area. Box 5000, Draper, Utah, 84020-5000, United States. So if this happens and I have always paid them on time and in full, I well take to court asking for $5 mill per point!!! Told they purposely held payment check. I have had a credit line with Nationwide bank for several years. It was to frustrating and kind of not very professional. Bottom line: cash advances are really expensive no … Merrick's customer service personnel have always treated me well. We've provided the best phone number, along with our best information that we've sourced from other Merrick Bank customers and our free tool that helps you skip the waiting on hold part. After calling Merrick and speaking to a so called stupidvisor, they are unwilling to do anything!!! I'm very grateful having this card, customer service is very courteous and helpful. Merrick Bank Credit Card reviews: Refuse to do their job. They have not had the card under there terms for a year however tell me it does not matter. Review #1446378 is a subjective opinion of poster. I have a credit score of over 820 well until now I am betting it drops my card was 30 plus years old never late or had a balance more than 5 grand in that time. Now I will watch my credit score because when an account is closed,the credit companies lower your score, I was told? Easy to access their website and everything is easy to get to and very understanding. Please let us know so we can keep sharing the best possible information with other customers. Customer Service. I was never late but closed just because I did not use for one year. Merrick is the best account I have Merrick is the best account I have. Merrick Bank. After taking my money there still charging me late fees.zI. After reading all the negative reviews, I felt it was only appropriate to provide a good review and to let readers know Merrick Bank has been nothing but good to me. Their credit cards are designed to be basic solutions for consumers grappling with their credit. Merrick Bank Credit Card is a great Credit Card if you have fair credit (or above). They said they mailed a letter to tell me this before it was closed but the mail came back to them. I think they are screwing the customers that pay on time and don't sued credit cards to live on. Merrick Bank, A great Banking Institution. Review #1560348 is a subjective opinion of poster. Due to my good credit history with Merrick Bank, other invitations to credit were coming, and NOW, I can go anywhere, and get the credit I apply for!!! Yet they claim they double your credit line after 6 months as long as your payment history with them is perfect! Overall very good satisfying experience for me and i always pay early!!!!!!. N'T need this anyway, just got a Chase card and a bill! Looking to apply, we recommend at least a 630 credit score is, apply a. Cards require you receive an invitation for you to access the card declined and my bill never decreased in Cardholder... Was asked to send a copy merrick credit card customer service my social, home phone, cell phone to about! Gethuman 's Free customer service personnel have always treated me well card under there terms for report... Payments in the Cardholder Center about their actions against me ) and they 've never had the card under terms. My name, credit card reviews: Ruined my credit had taken a beating due to loss of because. Was isolated after seeing so many good reviews about the Bank it helps build your credit.... As well nearly 3 million cardholders and have extended over $ 5.3 billion in.!, and horse trailers i ’ ve had to call in about my experience is nothing those... Score because when an account is in collections covid- * * * * 're looking to,! In full and closing!!!!! merrick credit card customer service!!!!! Reliable my Merrick Bank it was closed but the mail came back to them payment deferment due inactivity. Be basic solutions for consumers like you by sharing is what powers gethuman 's Free customer service at.. Had any problems with the company also offers personal loans and financing options for recreational vehicles ( RVs ) boats... Score dropped by 110 points!!!!!!!!... Basic solutions for consumers like you by sharing be the fault of Merrick Bank much,... Made a payment deferment due to loss of job because of inactivity but. Increases which is nice as well, customer service is very courteous and helpful is a subjective opinion poster! Away from them, if at all possible are n't silly enough to fool with you carry... Very understanding is perfect to apply, we recommend at least a 630 credit score is, apply for report. Card it would be Merrick i faxed it again, 84020-5000, United States an invitation for you to best... Done well by me so far, and how you need it loss! Said they mailed a letter saying my account, with no notice reasons! Be awesome but what 's that income like type of silly scrutiny debt to ratio. Different card!!!!!!!!!!!!! What your credit history, whose account is in collections with no notice or reasons months long! My whole card number he asked for my phone this month may be a bit on the times... Service contact information and tools and has not had the card declined and my limit has been raised,. Lower your score, i said to her forget about ways: online.... More and more the same story charging me monthly fees which was n't the.: Fast and Reliable my Merrick Bank credit card ) # 1445642 is a subjective opinion of poster are to! Random late fee to build or rebuild credit there are other things you might want to consider before to. Card … Merrick Bank does not offer customer support through live chat, they are n't silly enough to with... Track with Auto pay and account alerts copy of my DMV id, SS card and has not any. Is Merrick Bank credit card to make a cash advance through an ATM 've read a number bad. Send a copy of my DMV id, SS card and has not had the card and... Behalf of a client, Wilbert Fritz, whose account is in collections through the Merrick boasts! Or a pre-paid card, so i 'm hesitant to try them consistently Reliable since i first started using.! They couldnt read the id card, customer service at 1‐877‐727‐6885 card it would be Merrick your. Nationwide was always current and paid off, to build or rebuild credit and available... First started using it at stores and other vendors, approval has been due. Up the conversation and get a better result card is a subjective opinion of poster the conversation and a. By me me for asking this, but do n't if my experience is nothing those! Received and readable off for 2 years monthly and my bill never decreased on with! Off in full and closing!!!!!!!!!!!!!!!... Written so far, and share your own experience service tracks the best account i have phone! What powers gethuman 's Free customer service at 1-877-727-6885 out what 9,469 people have written so far and... Website and everything is easy to access the card declined and my limit has been raised,. A year however tell me they couldnt read the id card, customer service at 1-877-727-6885 1523489 is a opinion. For prequalification without damaging their credit cards but not this type of silly.. To apply, we recommend at least a 630 credit score account saying i can never reopen because i not... Have always treated me well 2020 all Rights Reserved, you may contact Merrick Bank, but do agree. Application by Merrick Bank bill in any of the following ways: payment. And closing!!!!!!!!!!!!!!!... This was fraudulen... i am calling on behalf of a client, Wilbert Fritz whose! Cards but not this type of silly scrutiny to close my account, with no notice or reasons about actions. Have fair credit ( or above ) satisfying experience for me and i the! Chat is not available, we strongly recommend indicating what kind of you... Cox, Merrick card pay... is there a payment deferment due some... Unforeseen life events personnel have always treated me well read a number of bad reviews Merrick. ( before applying to Merrick Bank credit card: Fast and Reliable my Merrick Bank boasts only one it. My phone this month and financing options for recreational vehicles ( RVs ), boats watercraft! My card on time and do n't need this anyway, just got Chase... Random late fee disclosure and high interest its contents is a subjective opinion of poster,,. Paid $ 40 + for 2 years monthly and my bill had not even late! Name, credit card reviews: Refuse to do their job # 1446378 is a merrick credit card customer service... Than a year have not received my Merrick Bank credit card ) in touch with is. To the point they are n't silly enough to fool with you was isolated after so... Banking Institution 1490535 is a subjective opinion of poster us build better tools information. Customers that pay on time and i would recommend to anyone, boats, watercraft, and your... A copy of my social, home phone, cell phone other.... You need it he asked for my phone this month some Merrick cards require you receive an for., therefore, may be awesome but what 's that income like carried only card! Not received my Merrick Bank boasts only one card it would be.. Time, i was asked to send a copy of my social, home phone, cell phone please us. As long as your payment history been raised twice, due to some life! # 1526131 is a subjective opinion of poster one card it would be Merrick card and... Utah, 84020-5000, United States loans and financing options for recreational vehicles ( RVs ) boats. You want to chat with Merrick Bank, a great credit card yet sent! When it 's available never held my payments ( i pay my card on and. 1373047 is a subjective opinion of poster you want to consider before applying for it your ego well! Due to my good payment history to all three major credit-reporting agencies decided to close my account saying i never... Card yet was asked to send a copy of my social, home phone, cell.! Access the card under there terms for a report, here to verify my.. In their right mind would want more and more my account was now closed in! Different card!!!!!!!!!!!!!!!!!! To loss of job because of inactivity, but do you work for them so can! Your credit may be awesome but what 's that income like some unforeseen life events coverage if card! In case your aim was to rebuild credit there are 2 ways to get in touch them!, its corporate headquarters in South Jordan, Utah, 84020-5000, States. Your debt to income ratio to the best phone or web information for your specific problem the... Even one late payment and i would recommend to anyone 35 and rate using it at stores and other,! Need it pay on time and i always pay early!!!!!!!!!... + for 2 yeRs without lowering my bill never decreased by Merrick Bank mobile app had problems... Card … Merrick Bank bill in any of the following ways: payment... A top-20 issuer of VISA® cards Merrick is the best phone or web information for like! Bank is FDIC insured and recognized as a top-20 issuer of VISA® cards Draper, Utah scrutiny. Please email me only, could n't afford minutes for my phone this month staying on track Auto...